Team Manager Private Bank Commonwealth Bank of Australia Sydney, Australia Team Manager Private Bank Commonwealth Bank of Australia Sydney, Australia Posted 1 day ago Permanent Competitive Team Manager Private BankTeam:The Private Bank Credit Risk Team is a COO utility function that supports Commonwealth Private Bank.The team's focus is to deliver sound credit decisions and services to Commonwealth Private customers.The team decisions and provides credit services on both consumer and commercial credit proposals and exposures. This requires all team members to have a clear understanding and appreciation of both retail and business lending policy as well as experience in both consumer and commercial credit.Impact and Contribution:Reporting to the Head of Risk Private Bank, this role will see you leading a team of Credit Risk Executives making prudent credit decisions. The Private Banking Credit Risk team is responsible for the provision of all aspects of credit services including advisory, credit decisions and recommendation of applications beyond delegated authority for Private Bank clients across all industries nationwide.The objective of this role is to ensure all team members are fully engaged and committed to delivering excellence in customer service through effective communication.You will be required to;Exercise a delegation of up to $30m for both consumer and commercial credit exposures.Develop and implement reporting, workflow and productivity management tools.Monitoring and oversight credit decisions, risk reporting to senior leadership, interpretation of policy, operational risk and compliance, delivery of training and guidance, formal and ad-hoc project work, and effective contribution to internal and external audits.Your Responsibilities:Discuss work priority in meetings to Team MembersEnsure the team completes quality and responsible lending credit risk decisions across both consumer and commercial credit exposures within the regulatory framework and in line with the Risk Appetite and Group Risk framework of the organisation whilst efficiently and effectively working to optimise credit decisioning processes and turnaround times.Effective use of hindsight application reviews with data within the team focusing on improving individuals' application quality and performanceDecision both consumer and commercial credit applications, exercising sound commercial and consumer judgment while operating within the parameters of your personal delegation of up to $30m and within the Risk Appetite.Effective use of all resources available within COO to achieve optimum team results.Drive and deliver continuous improvement within the team to simplify our business and to improve outcomes for our customers.Support group sponsored projects for implementation ensuring the team are engaged, motivated and capable.Demonstrate enthusiasm, resilience and ethical behaviour and has the ability to positively influence their colleagues with strong skills in teamwork.Role Model agile and collaborative ways of workingRole model Leadership behaviours that encourage productive working relationships and a strong performance culture.Apply CBA's people management criteria to effectively manage such issues as occupational health and safety, recruiting, on boarding of new staff, creating development plans, quarterly reviews and PF&R's, providing feedback formally and informally to staff where required, carry out people discussions, when necessary, manage unscheduled absences and annual leave as per People and Culture policy and any other aspects applicable within HR guidelinesInternal and External Client/Customer ServiceWork collaboratively with all business partners in a transparent manner to deliver excellence in customer service. Regular and open communication is a key function and responsibility.A thorough understanding of the risk management framework, practices and policies and understanding how these apply to the team.Contribution to business/ProfitEnsure your team members understand the contributions to the business and profit, ensuring quality and responsible credit risk decisions are made by officers in a consistent manner in line with the strategic direction of the organisation.Ensure compliance within delegated authorities and internal and external compliance / audit requirements which may include adherence to government/governing body legislative policies.Adherence to the guidelines established within your personal PCAA delegation.Act within the Risk Management framework of CBAManagement of financial and business costs that you are directly involved with, adhering to guidelines and/or directions. This may include such items as corporate card expenses, cab charges, overtime payments, general expenses, reward and recognition allocated budget, gifts and entertainment register, contractor employment and payments.Your skills and experience:Experience in credit analysis, assessment, submissions and reviews within consumer and commercial lending, including exercising a meaningful delegation in a major financial institution.Commercial and agile approach.Ability to provide sound, consistent risk decisions with focus on customer experience.Ability to apply knowledge and experience to the development of solutions.Proactive leader with the proven ability to add to the team's productivity and positive culture.Leadership capability to lead a team with diverse skills to achieve consistent resultsLeadership to manage change within a team.Exceptional communication, stakeholder management and customer service skills.Strong attention to detail.Sound influencing and negotiating skills.Have the ability to display a positive can-do attitude.Your Career:If you live the values and demonstrate the people capabilities we can offer great opportunities. Whether you want to move across the organisation or up into a leadership role, the way you live the values and demonstrate the people capabilities are key. Use the capabilities required for this role as a guide to the critical skills and behaviours you need for your next move.If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We're keen to support you with the next step in your career.We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.Advertising End Date: 18/06/2024 Job ID REQ209564 More Jobs From Commonwealth Bank of Australia Boost your career Find thousands of job opportunities by signing up to eFinancialCareers today. #J-18808-Ljbffr
