Personal Loans Lender (Credit Analyst)

Details of the offer

We Dream. We Design. We Deliver. This is the place where you'll be hands on, working in a super-fast-paced environment where change is the only constant, and new ideas are welcomed and expected. At every level and in every role, we're doers and builders, not managers and minders.
hummgroup (ASX-HUM) is a diversified non-bank financial services institution offering business financing products, credit cards, and point-of-sale finance plans designed around the core needs of today's shoppers, retailers, and small to medium enterprises. Our product ecosystem of buy now pay later and business financing products has been designed around the core needs of today's shoppers, retailers, and small and medium enterprises.
What's so exciting about this role? The Credit Risk team at hummgroup is responsible for managing the end-to-end credit life cycle of our customers. We are a relatively flat organisational structure, and as a member of the team, you are accountable for end-to-end responsibility for your area of focus and will need to be flexible and able to take on additional and/or different accountabilities as required.
The purpose of this role is to inform and support the team through data, research, analytics, and reporting. You will have the opportunity to make meaningful contributions to the team and the company. The role will be focused on a suite of products in AU.
The Credit Operations team is responsible for the assessment and processing of all Regulated Consumer Credit Applications within hummgroup.
What Does An Average Day Look Like? No day is average at hummgroup, but here's an idea of what you can expect to do in this role:
Daily assessment of credit applications, including Australian Personal Loan Applications and both Australian & New Zealand Credit Card Applications.Manage departmental tasks, including applications, emails, and phone lines.Provide a high level of customer service to customers, merchants, and internal stakeholders.Ensure our credit decisioning aligns with our Credit policy guidelines.Work unsupervised and under challenging deadlines.Collate Credit Reports, References, and other supporting documents for Credit Submission.Who will thrive in this role? You are customer-obsessed and want to make a difference in their lives. You thrive in a fast-paced environment and are not afraid to challenge the status quo. You are a visionary leader who will roll up your sleeves to get things done.
We're also looking for someone who brings: Experience in the credit assessment of Personal Loan applications.A strong strategic, planning, and prioritisation skills to effectively manage workloads, as well as a high attention to detail and accuracy.Ability to produce results in an environment where stretch objectives are continually set to meet increasing customer expectations.Advanced verbal, written, and numeracy skills.Ability to work as an effective member of a team and proactively contribute to the achievement of team goals.Working at hummgroup We embrace flexible working arrangements, ensuring a genuine work-life balance and a fun, vibrant, inclusive culture that embraces diverse perspectives and values the unique contributions of each of our team through our behaviours: Leadership - Accountability - Collaboration - Commerciality.
We invite candidates of all gender expressions, ethnicities, ages, and other culturally diverse groups to apply. We are committed to making reasonable adjustments to provide a positive, barrier-free recruitment process and a welcoming and supportive environment where all our people can thrive.
If this sounds like the opportunity you have been looking for, then apply today!

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