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Wib Credit Officer

Details of the offer

All roles at Westpac Group can be considered for flexible working arrangements, such as flexible hours, working remotely, part-time work, or job sharing.Permanent Full-timeSydney Based, hybrid workingJoin Westpac Institutional Bank's (WIB's) successful Energy and Infrastructure portfolio as a Senior member in the Corporate and Institutional Bank (CIB)WIB's vision is to be a high performing and innovative Institutional Bank, committed to enabling the growth of our clients, our economy, and delivering sustainable shareholder returns.The Corporate and Institutional Banking (CIB) division focuses on understanding our clients and their industry to provide our customers with solutions that meet their business needs.How will I help?As a Credit Officer in WIB you will be a key member of the wider Energy, Infrastructure, and Resources (EIR) Credit team and be responsible for credit risk approval and management of a portfolio of Institutional Infrastructure and Utilities related clients. This also includes Project Finance and Acquisition Finance related transactions. Reporting into the Head of Energy, Infrastructure, and Resources Credit, you will support the Financial Markets and Product teams in the approval of as well as management of credit risk arising from trading and structured products.Further key objectives include:Demonstrate prudent and clear judgment in the assessment and management of the credit risks within the business, including the early recognition of problem loans and implementation of remediation plansAdopt a continuous improvement policy to build the Westpac brand leadership in the marketContribute to the strategic positioning of WIB to ensure that credit strategies and policies are appropriately aligned with business units' objectivesContribute to the development of a sound credit culture within the businessWork closely with the business to optimise risk utilisation and maximise returns to the bank within risk appetiteWhat do I need?To be successful in this role you must be a highly experienced Institutional/Transactional Banking Credit Analysis/Risk professional with demonstrable experience and knowledge from the Energy, Industrials, and Resources sectors.Key Credit analysis industry experience includes:Energy (i.e. Utilities, Distribution, Transmission and Renewable assets)Infrastructure (i.e. PPPs, REZ, Airports, Ports, Rail, Digital Infra Assets, and Infrastructure Funds, etc.)Financial market transactionsNatural Resources (i.e. Metals and Mining, Oil & Gas, Mining Services, etc.)Key soft skills include:Ability to act independently, think innovatively, solve problems, and exhibit a collaborative growth mindsetSuperior communication skills, excellent negotiating and influencing skills, and a commercial mindset to appropriately balance risk and return objectivesPractical knowledge of legal documentation (term sheets, ISDAs)Further preferred experiences and qualifications include:Previous delegated authority to approve credit risk within the infrastructure-related sectors, including project finance and acquisition finance productsTertiary qualifications, such as a business degree or post-graduate finance qualificationIndustry qualifications such as CPA, CFA or PRMIAWhat's it like to work there?We are a collaborative team of passionate people with a shared ambition to make a difference for our customers, our communities and each other. At Westpac, making a difference means creating impact, unlocking our own and each other's passions, and transformative success stories to create better futures together. As well as competitive remuneration and a great culture, joining the Westpac family gives you access to a wide range of employee benefits to help you manage your priorities - whether that means family life, work/life balance, ambition to grow or all the little perks in between.We'll empower you to shape your career path. Through personalised upskilling, mentoring, and training opportunities, you're in control of where you start and how you'll grow.How do I apply?Start here. Just click on the APPLY or APPLY NOW button.At Westpac, we're all about creating a supportive culture and ensuring our workplaces, branches, products, and services are accessible and inclusive for everyone—our customers, employees, and the wider community. If you're interested in discussing workplace flexibility, please feel free to mention it in your application.We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals, veterans and reservists, and Indigenous Australians to apply.
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Nominal Salary: To be agreed

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