Risk Regional Credit & Recovery Specialist, ... & Asia

The Regional Credit Specialist (RCRS) acts as 2LOR for complex, non-standard and high-risk transactions. The RCRS also advises on workout strategy and restructures within the C&R domain. In terms of difficulty, the subject matter expert explicitly requires the ability to create clarity and structure in the large diversity of strategic, business and financial-economic aspects that influence it. As a RCRS you will be expected to engage with 1LOR and customers to come to a solution and provide quality advice and decision. The RCRS acts as a sparring partner for the business, is characterized as a senior advisor towards Risk leadership and relevant Business Unit members, provides discipline-specific coaching to underwriters, C&R members and is a recognized expert. RCRS has a sharp eye for the relevant legislation and regulations (compliance) and acts in accordance with them across the full scope of the discipline.You will be based in Sydney, and report directly to the Regional Chief Risk Officer, and secondarily to the Corporate Credit Specialist (Credit) and Global Corporate Recovery Officer (C&R). You will work closely with 1st and 2nd line underwriting organizations, Collections and Recovery teams, and leadership to safeguard our portfolio and profitability.Day to dayProvide powerful functional guidance towards the countries.Take Risks: Propose risk appetite in alignment with the business:Manage and liaise with all DLL parties including Group Risk Management departments, internal stakeholders and external customers/partners within the dedicated countries with respect to risk management matters and representation of DLL Group.Take Risks: Execute business strategy and maintain risk profile within the risk appetite and underwriting criteria:Approve nonstandard structured complex application and end-user/dealer/local vendor applications that exceed the authority level of the Country and that are within own delegated authority; recommend applications towards the Regional CRO, and/or Regional Risk Committee.Prepare Funding Limit Applications and overviews to the Global Risk Committee and Rabobank WR for approval.Prepare Non-Bank and Financial Institutions (NB/FI) applications and submit to Rabobank WRR for approval (via Corporate Credit Specialist).Ensure timely and quality submission of material to Global Credit Committee and Global Risk Committee.Credit and risk management activities concerning highly complex deal structures (highly customized payment conditions, agreements, proposals) with knowledge of all business units and customer sectors.Beyond local credit committee authority / complex transaction structures, major deviations from the approved vendor program, typically large (international) clients.Take Risks: Provide clear substantiation for new business, restructuring and recovery decisions and product proposals and material changes.Own Risks: Embrace effective forward looking risk management by identifying, assessing, managing, monitoring and reporting on risks incurred in business activities.Own Risks: Act consistent with the DLL values and supporting policies and standards:Provide coaching, guidance, training, and coordination for the Region's countries.Coach country risk members and business partners in reviewing and organizing their own Country Risk capacity and capabilities for all risk areas as well as industry specialization, in line with the business objectives as well as the COO Risk / Group C&R planning and available budget, in such a way that the COO /Group C&R and Country Risk strategy, planning and objectives are achieved.Direct responsibility for coaching the (performance and development) of the Country credit underwriters and C&R recovery specialists.Own Risks: Demonstrate adequate oversight of risks in business activities via "in control" statements.Manage Risks: Implement supporting systems, models, processes, procedures, and deliver training in order to adhere to policies:Promote an Integrated Risk Management culture in the countries, including Customer Due Diligence, Treat your Customers Fairly (TCF), portfolio management, emerging client risks, climate risk, sustainability, etc.Your ProfileAppropriate academic qualifications, e.g. Bachelor's / Master's degree in business / finance / accounting.Minimum of 10 years' experience in a Banking / Finance environment, managing both financial and non-financial risks.Highly experienced Credit /Risk Professional, with 10+ years in complex transaction structuring.Superior Credit Application (new business / reviews) and Loan Strategy Report (C&R workouts) writing skills.Proven C&R strategy / workout experience is highly preferred.Strong understanding, and application, of Risk / Reward.Experience in DLL's lines of business is preferred.Quality driven and results orientated.Highly adaptable.Strongly collaborative. Displays excellent ability to build internal and external relationships across a variety of levels, countries, and cultures.Strong influencing skills, able to advocate on behalf relevant internal and external stakeholders, in dynamic and challenging settings.A natural Developer / Coach – creating and delivering high quality training across a number of functions and countries.All members enjoyTwo working days per year volunteering for a local charity.Health and Wellness program including healthy food, free health checks, fun health & vitality activities.Flexible hours with possibility to work from home.Click this link for an overview of all the benefits in your region."We not only live up to the expectations of our customers for today, but also anticipate their market needs of tomorrow."DLL's wellbeing ambition is to educate, equip, and empower members to build connections, manage their mental, emotional, physical, and financial wellness, and maintain balance between work and the other priorities that make up their lives.Our four wellbeing categories are as follows:Connection – Build meaningful connections with other members.Health – Manage mental, emotional, and physical health.Finance – Provide learning opportunities to help members achieve personal financial health.Lifestyle – Maintain balance between work and life priorities.These are the things that matter to our members and the wellbeing of our members matters to DLL!Settling inAt DLL, we are many things. We are team members, family members, community member. We are members of society, members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents and interests. We come from different backgrounds, cultures, nationalities and histories.But for all of our differences, we share one thing in common: each of us are members of DLL.Our company was founded in the Netherlands. But today we are truly a multinational business. Our unique culture is rooted in higher collaboration, less hierarchy and a honest directness that enable us to integrate, ideate and innovate across country lines.Many companies say they are European, American, Asian or Australian, at DLL we are all these places and more.We are a cross-culture collaborative – an interconnected network – that comes together every single day with one goal in mind: Partnering for a better world.Good to knowThe selection process may involve an assessment.Applications via email will not be reviewed. Please apply online via our career website.DLL's referral program applies.DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check.DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.
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