Company Description
National
Full-time (75 hours per fortnight)
Hybrid work arrangements
Job Description
Be part of Beyond Bank, a bank that is for and with you.
We are one of Australia's largest, 100% customer-owned mutual banks with a credit union heritage. With over 300,000 customers and over 40 branches across five states, we are working hard to be the best relationship bank for customers and communities in Australia. When you join Beyond Bank, you will work for a B Corp and be part of a friendly, inclusive, and supportive environment where you can continue progressing, no matter what stage of your career.
Our values of Customer Obsessed, Empowering Communities, Right things, right way, Shared Ambition, and Championing Sustainability are integral to all that we do and are the standards to which we hold ourselves.The Role
We have an exciting opportunity to join our Group Risk team as a Credit Risk Manager. In this role, you will be responsible for managing the continued development of the credit risk management system and use it to analyse the credit portfolio. You will identify the key credit risk exposures within the credit portfolio and ongoing analysis of the underlying drivers of adverse trends.
In the role you will
Align framework, policy and processes used to manage credit risk and comply with legislative requirements relevant to this position with industry best practice.
Identify and implement strategies to improve the efficiency and effectiveness of the Group in relation to credit risk management.
Identify and implement strategies to improve the predictive identification of emerging credit risk matters through enhanced reporting and with the objective of reducing the likelihood/impact of credit risk events.
Perform reviews relating to key credit risk matters to identify deficiencies in the control environment and recommend actions to enhance internal controls.
Provide advice and assistance to the Senior Manager – Group Risk on risk matters and related policy development to deliver a best practice approach to credit risk management.
Preparation of reports, submissions and presentations relating to credit risk and risk appetite for the Board and Board Risk Committee in line with the committee annual workplans.
Assist Group staff to increase their knowledge and awareness in credit risk management through education and leadership. Additionally, provide consultation support to projects and business stakeholders in relation to credit risk matters to assist with business decision making.
Qualifications
About you
A strong understanding of APRA's prudential standards and guidance APS112, APS 220, CPS 220 & APG 223 (Essential).
5+ years experience in credit risk management, preferably in the area of loan portfolio management, credit stress modelling and credit risk management frameworks (Essential).
A Bachelor's Degree (or higher) in a relevant business or risk related discipline e.g. Economics, Commerce (Desirable).
Thorough understanding of credit risk management and the ability to apply this knowledge in practice.
Understanding of credit risk models and the statistical techniques used to develop them.
Highly developed communication skills, both written and verbal.
See yourself in our team
You will be joining the Risk Team, a group of dedicated professionals who play a crucial role in ensuring Beyond Bank Australia is adopting sound credit risk management practices to safeguard the financial stability of the bank. You will collaborate with other senior leaders across the Bank to ensure effective first and second lines of defence mechanisms.
Additional Information
Why work for Beyond Bank?
We welcome candidates that reflect the diversity of the communities in which we operate. We actively encourage Aboriginal and Torres Strait Islander peoples, people with disabilities, LGBTQIA+ as well as culturally diverse community members to apply for our roles. Beyond Bank is committed to creating an accessible recruitment process and employment experience. If you identify as a person living with disability and require adjustments to our online application, recruitment, selection and/or assessment process, or modifications for accessibility to our locations, please contact us at ******.
And there's even more benefits:
Additional 3 paid work-life balance days to boost your annual leave*
Paid community volunteer days to support many community charities across Australia
Access to employee discounts, health and wellbeing initiatives, employee and family assistance, plus more
A flexible, and diverse working environment
Career development opportunities, training and coaching
By joining Beyond Bank, you will have the opportunity to work alongside talented professionals who will support and encourage you to achieve your full potential. If you are passionate about people and want to make a difference, we would love to hear from you.
What does our recruitment process look like? The process can include a phone screen, video interview, virtual or face-to-face interview, psychometric testing, and all relevant background checking. Some positions may require undergoing 4 weeks of mandatory full training.
Apply Now! To find out more about Beyond Bank visit beyondbank.com.au or for more information contact ******.
Applications close 11/11/2024.
As a certified B Corp we are using our business as a force for good.
By applying for this opportunity you are providing consent for Beyond Bank Australia to conduct all pre-employment screening checks (APRA, ASIC, Bankruptcy, National Criminal History Check, VEVO, Adverse Media Check and Reference Checks) at the expense of Beyond Bank Australia.
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