Senior Manager – Mortgage Analytics & Modelling Each day, millions of customers in over 40 countries use ING's banking products and services. You'll be contributing to their customer experience. You'll be shaping the way they bank and empowering them to stay a step ahead in life and business.At ING, the Mortgage Tribe is responsible for driving the end-to-end performance of Mortgages through development of a clear strategy and working collaboratively with all areas of the Bank to drive cross functional execution of this strategy.We're looking for a Senior Manager – Analytics & Modelling with a strong analytical and modelling background to join the Mortgage Tribe Pricing and Profitability Team within the Retail Bank. This role will focus on line 1 accountability regarding credit losses and risk weighted asset calculations.What you'll do:Utilise your thorough understanding of the IFRS9 (international financial reporting standards) expected credit loss model and the calculations that drive LGD, PD and EAD outcomes.Provide recommendations for efficiency and improvements in model methodology.Accountability of line 1 endorsement of model changes and management overlays that drive changes to mortgages credit losses.Deliver quarterly summaries to the executive leadership team explaining movements in mortgage credit loss outcomes and forecasts.Provide in-depth reporting and analytics of the mortgage portfolio which identifies opportunities for risk mitigation and growth.Answer ad hoc queries from leadership and head office regarding mortgage portfolio quality.What we're looking for:7+ years' experience in credit risk in either a banking or consulting role with an understanding of LGD, PD and EAD modelling.Experience in credit risk scorecards will be highly regarded.Degree-qualified in numerical fields (e.g., Actuarial Studies, Statistics, Mathematics, Finance).Proven experience of modelling, mathematical and statistical techniques with intermediate to advanced skill level of SAS and SQL.An understanding of the mortgages portfolio with the ability to explain business performance in plain language to executive leadership teams.Exceptional PowerPoint, data visualisation, and presentation skills.Self-starter qualities, especially the ability to dig deep into the problems to find the key root causes.What's in it for you?Discounted ING Health Insurance.An additional Rest Day to support your wellbeing.An IMPACT day to volunteer on an approved sustainability activity.About Us:At ING, we want to make life simpler and more worthwhile – for everyone who banks with us, for the people who work with us, and the community at large, too. When you come to work at ING, you're joining a team where individuality isn't just accepted, it's encouraged. We've built a culture that's fun, friendly and supportive – it's the kind of place where you can be yourself and make the most of whatever you have to offer. We give people the freedom to think differently, take ownership of their work, and make great things happen. We're here to help you get ahead. And with our global network, there's plenty of scope to take your career in new directions, perhaps even ones you've never considered. We are all about celebrating success and as a result we are proud to be a WGEA Employer of Choice for Gender Equality and a certified Family Inclusive workplace.Sound like the kind of place you'd feel at home? We'd love to hear from you.(One last thing, ING operates a direct talent sourcing model. So no agency introductions, please.)Need more?Contact Skye Griffiths on ****** close Friday 22 November.
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