Senior Buy to Let UnderwriterUp to £48,000 plus EXCELLENT bonus and benefitsHybrid Working Available!A fantastic opportunity has arisen for an experienced Underwriter to join the Buy to Let mortgages department at a leading specialist Property Lending bank based in the City of London. You will be responsible for approving new mortgage applications within the Standard, Professional and portfolio But To Let product offering, and working to add value to the entire BTL process.Duties of the Senior Buy to Let Underwriter:Foster strong partnerships with the BTL Underwriting and Credit teams.Provide input and authorize credit decisions within delegated authority to promote responsible portfolio growth in alignment with Credit Policy.Assess and underwrite mortgage applications with higher risk profiles.Make lending decisions in accordance with the Credit Risk Policy, Responsible Lending Policy, and individual mandate limits.Act as an escalation point for team members, offering guidance, coaching, and training where necessary.Take a holistic approach to applications, considering overall customer needs and outcomes.Oversee new applications, correspondence, and pre-submission queries while meeting service level agreements.Proactively manage a pipeline of applications from submission through to completion.Collaborate with a pre-approved panel of Introducers to ensure swift, accurate, and consistent underwriting outcomes.Adhere to internal guidelines and regulatory frameworks, including FCA, PRA, AML, Financial Crime Prevention, and Data Protection standards.Take on project responsibilities and complete ad-hoc tasks as directed by management.Requirements for the successful Senior Buy to Let Underwriter:Minimum of 5 years' experience within underwriting and / or credit exposure within the BTL / Portfolio BTL marketCandidates will currently be holding a non-entry level lending mandateExperience liaising with Introducers and external customersCeMAP Qualified highly desirableUnderstanding and experience of the regulatory environmentWhat's in it for you:26 days holiday with 2 wellbeing days and opportunity to purchase more annual leaveHybrid Working offering you the ability to balance your work and home lifePrivate Medical InsuranceExcellent career development opportunities and sponsorship of relevant qualificationsAnd MUCH MOREThis vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.
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