About PayJoy PayJoy is a mission-driven company dedicated to helping a billion people around the world step into the modern financial system for the first time and supporting them on a path to financial success. Founded in 2015, PayJoy's "secret sauce" technology turns a smartphone into collateral to jumpstart unbanked consumers into the credit system. We reached profitability in 2020, reaching 10 million happy customers and over a billion dollars of sales in 2023.
This Role
The Finance Director will play a pivotal role in the financial leadership of PayJoy. This executive will be responsible for overseeing all financial operations, ensuring the company's financial health, and driving strategic financial planning.
The ideal candidate will have extensive experience in the financial sector, with a strong background in accounting, capital markets, and financial planning.
Responsibilities Financial Leadership: Provide strategic financial guidance to the Country Manager and the executive team to meet financial targets and improve margins and return on invested capital. Develop and implement financial strategies to support the company's growth and profitability objectives. Be accountable for the country's financial performance and cash management, including budgeting, forecasting, and financial reporting, with dotted line management of accounting, internal controls, accounts payable, and tax.. Accounting & Compliance: Work closely with PayJoy Mexico's accounting team to ensure accurate and timely financial reporting in compliance with GAAP, IFRS, and other relevant regulations. Help to oversee internal controls and audit processes to ensure financial integrity and compliance. Help to manage relationships with external auditors, investors, regulatory bodies, and other stakeholders. Capital Markets: Develop and maintain relationships with investors, analysts, and financial institutions. Monitor the company's capital structure and optimize capital allocation. Financial Planning & Analysis: Lead the financial planning and analysis function to support strategic decision-making. Oversee the development of financial models, forecasts, and performance metrics. Provide insights and recommendations based on financial analysis to drive business performance. Team Leadership: Build and lead a high-performing finance team. Foster a culture of continuous improvement, innovation, and excellence. Provide mentorship and professional development opportunities to finance team members. Qualifications Bachelor's degree in Finance, Accounting, or a related field; MBA or CPA preferred. Minimum of 10 years of experience in a senior financial leadership role, preferably within the fintech or financial services industry. Strong knowledge of accounting principles, capital markets, and financial planning. Proven track record of strategic financial management and capital raising. Excellent analytical, problem-solving, and decision-making skills. Strong communication and interpersonal skills, with the ability to collaborate effectively with executive leadership and stakeholders. Experience in a multinational environment is highly desirable. Benefits Company-funded Health and Dental Insurance for employees and immediate family members Life insurance 30 days of Christmas bonus 20 days paid Vacation 50% Vacation premium 13% Saving funds $2,000 MXN monthly grocery coupons $2,000 USD annual Coworking Travel allowance $2,000 USD annual Professional Development allowance $500 USD annual Fitness allowance $500 USD Phone Finance allowance $250 USD Home Office equipment allowance $200 USD Headphone allowance PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
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