Banking & Finance
Credit & Collections
Our Purpose:
We are on a big journey at ScotPac pushing the boundaries of SME lending. We started our journey over 30 years ago with a very relationship focused approach helping the SME market with their cashflow requirements. Customer relationships remains in our DNA. We want to make it even easier for businesses to obtain the finances that they need to thrive and grow in today's marketplace with disruptive experiences and products.
How you'll make an impact:
With your strong financial analysis, solution focussed approach and proven ability to lead a team, you will be responsible for managing a team of credit analysts and assessing, structuring, and approving Asset Finance credit submissions in collaboration with the wider Asset Finance and Sales teams for ScotPac's Asset Finance division.
What you'll do:
Manage and support a team of 3 – 5 credit analysts.Train and develop the team as required.Liaise with Sales teams and third parties to gather information and data required for credit submissions.Assist in structuring and submitting credit facility submissions for the Asset Finance team.Protect the business by identifying high risks and making appropriate recommendations.Develop innovative credit solutions to meet customer/prospect credit needs.Assess Asset Finance Proposals.Conduct periodic credit reviews.Approve submissions within Delegated Risk Authority (DRA) once the DRA is granted.Maintain corporate credit policy.What you'll bring with you:
Proven leadership experience.Minimum 3 years credit writing experience preferably with an exercisable delegation/lending authority.An understanding of credit analysis and assessment and deal structuring within Business Lending, Asset Finance preferred.Excellent communication skills (written and verbal).Excellent level of initiative with strong problem-solving skills.Excellent customer service skills.What We Bring:
We support all types of flexible working that allow you to balance your work, your life and your passions.Wellness benefit centered around your physical, mental, financial and social health including a $299 allowance to spend on your health each year.Birthday leave.Leave incentive policy.Mental Health Relief Day.Paid Parental Leave.Collaborative and inclusive culture – everyone is friendly and happy to help.Support of ongoing professional development and professional certifications.Charity events with all donations doubled by the company + 2 days volunteer leave per year.Our clients come from all walks of life and so do we. A key foundation at ScotPac is respect and care and this is true no matter your background. We believe diversity makes our thinking stronger and our company greater. If this aligns with your foundations, we'd love to hear from you.
Please note as part of the recruitment process candidates may be required to complete an Anti-Money Laundering Check, Bankruptcy & Personal Insolvency Check and Australian Criminal History Check.
#J-18808-Ljbffr
