Permanent position available due to internal promotionFull-Time Role – Brisbane based and 3 days in the office – Flexible daysUtilise your skills across credit risk within the Business Lending, Property Credit TeamHow will I help?The Credit Manager, Qld role sits within the Business Lending (WBC & Brands) Property Credit team.
In this role, you will act separately from relationship management activities and be accountable for transaction credit risk decisioning and structuring.
You will have delegated credit approval authorities and be responsible for supporting or providing final credit approvals for credit exposures to a portfolio of customers in the Property segment in Australia.Reporting to the Senior Manager Commercial Credit Qld, you play a key role to ensure that all credit decisions are soundly based, involve appropriate research / analysis, and reflect the organisation's credit underwriting standards, policies, and risk appetite, and meet local regulatory requirements.Responsibilities will include:Approve transactions that are within delegated authority and support transactions that exceed the delegated authority for approval at higher levelsMaintain sound credit quality of your assigned portfolio through proactive monitoring and developing appropriate corrective strategies as and when appropriateProvide advice to business and support partners via interpretation, guidance, practical application of risk policies and procedures at a transactional level as well as portfolio level, and independent market knowledgeEnsure adequate reporting and transparency to senior stakeholders so that they are aware of material and emerging risks impacting the portfolio, as well as significant transactions in pipeline and recent approvalsWhat do I need?To excel in this role, you will need strong banking and financial services experience, particularly with at least two to three years of approving credit transactions for property clients.
Additionally, having previous front-line relationship banking experience will be highly advantageous.
This combination of skills and experience will enable you to effectively assess creditworthiness, manage client relationships, and contribute to the overall success of the team.
Further advantageous qualities and experience includes:Extensive banking and financial services experience, including at least 2-3 years of approving credit transactions for property clients.
Preferably, this includes prior front-line relationship banking experienceA tertiary degree in business, finance, accounting, or propertySound business acumen with a commercial approachExcellent written and verbal communication skillsStrong analytical and critical thinking skillsA passion for supporting property focussed clients (both investors & developers, including owner builders)How do I apply?Start here.
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