Associate Director-Research & Analysis Associate Director-Research & Analysis Req ID: Department: Insto R&A Australia Division: Institutional Location: Melbourne About UsAt ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers.Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.About the Role As an Associate Director- Research & Analysis in our Team, you'll play a key role in helping to capture valuable business and cross-sell opportunities within acceptable risk appetite to achieve specified growth targets and risk adjusted returns across the client portfolio.Banking is changing and we're changing with it, giving our people great opportunities to try new things, learn and grow.Whatever your role at ANZ, you'll be building your future, while helping to build ours.Role Location: Collins Street, Docklands VIC Role Type: Permanent, Full-time What will your day look like?As an Associate Director, Research & Analysis, you will have the opportunity: • Sound credit assessment, risk evaluation & mitigation strategies, lending decisions, and proactive account management• Development of strategy and supporting plans for new transactions, deteriorating credits and deal structuring/ opportunities• Contribute to maximising profitable growth for the segment• Build and maintain effective customer engagement to ensure strong understanding of customer's commercial objectives• Engage in credit workshops involving Relationship, Product and Risk to determine Risk appetite and deal structures • Exercise CAD on various credit-related requests• Ensure adherence to ANZ policies, processes and external regulatory requirements - driving a strong risk culture and execute a 'well managed' agenda• Deep understanding of R&A processes and relevant dependent processes and product areas with a focus on continuous improvement• Deal documentation• Ensure effective leadership and development of team, providing timely and appropriate mentoring and coaching to team members Your role is to work directly with the Client, Credit Executive and Relationship Management to complete the broader credit assessment function and ensure an optimal 'well managed' portfolio.The position also liaises with the client in regard to day-to-day requirements.The portfolio includes large corporate customers with operations primarily within the manufacturers, wholesalers, auto retailers as well as others in a broad range of industry sectors.What will you bring?To be successful in this role, you will ideally have skills, knowledge and experience in the following: • Strong credit skills with the ability to structure complex financing arrangements and present a detailed risk assessment and business proposition.• Demonstrated financial analysis skills going beyond traditional accounting-based analysis.• Ability to identify key business drivers and mitigate key risks and make recommendations where appropriate.• Tertiary qualifications, preferably in Commerce, Business, Accounting or Economics.• Experience in customer management and broad knowledge of processes and procedures.• Sound communication, interpersonal and negotiating skills.• Ability to work autonomously, work with a team with proven analytical, negotiation and problem-solving skills You're not expected to have % of these skills.At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we'd love to hear from you.So why join us?From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.But it's not just our customers who'll feel your impact.you'll feel it too.Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.We're a diverse bunch at ANZ in different roles, different locations, doing different things.That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'.We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated.That's because We're committed to building a workplace that reflects the diversity of the communities we serve.We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself.If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.
