Analyst, Commercial Banking
You are passionate about helping customers and seeing them grow We value career progression and thrive on work life balance Together we can help drive sustainable business growth for our clients
The Commercial Banking team is at the forefront of Business Bank's growth agenda. We are on track to achieve our goal of being number one in this segment and we are incredibly proud of our frontline team who have played a part in helping us get there.
See yourself in our team
As part of the Commercial Banking business we are focussed on meeting the needs of our clients typically with an annual turnover of up to $150 million along with an aggregated commercial debt of up to $50 million (Diversified) and $100 million (Property).
Our clients are great businesses to work with and our banking professionals are highly experienced in delivering on a range of client needs across financing solutions, transactional banking, wealth, risk management and international trade.
You will be part of a team with a diverse mix of experience who collaborate well and hold our clients at the centre of everything we do. We are committed to understanding our clients, and delivering insights and creative solutions, to drive sustainable business growth.
Your impact
As a key member of the Relationship Management team you will support the team with research, analysis and develop a comprehensive database of client/industry specific information, ideas and solutions. You will undertake financial/property modelling and analysis and assess the risks/opportunities on new lending, as well as the risks associated with increases in client credit.
Do work that matters
As our Analyst, you will be responsible for some of the more complex Commercial Property and Diversified Transaction in the Commercial Banking team. Your responsibilities will include but not be limited to:
Write, negotiate and manage credit applications for new and existing clients, undertaking due diligence, financial modelling and risk analysis Manage the portfolio's data quality, compliance and daily reporting requirements Undertake detailed analysis of client and industry specific information focusing on the key financial drivers of each client in order to effectively meet their needs Identify, research and compile information on new to bank prospects Complete credit submissions and annual reviews to ensure the timely delivery of decisions, documentation and funding to the client and ensure accuracy of information on source systems Prepare pitch pack, and discussion white papers for new and existing clients Proactively manage the portfolios pipeline and financial reporting Assist the Relationship Executive in better understanding the client's business and needs, and link this with the formulation of the client relationship strategy, through research and analysis of portfolio and market data and understanding of the Group's product range What are we looking for?
We're a team that thrives on learning from each other along with a healthy work life balance. We are customer focused and we're looking for a team player who is keen to bring their experience and contribute to growth and success of the team. We anticipate you can demonstrate experience or an understanding of the following:
Solid prior experience in a similar role writing credit submissions, undertaking covenant monitoring and/or annual reviews within Business/Property/Commercial Banking. Alternatively, you may have prior experience within the property/ accounting industry working within corporate finance and/or mergers and acquisitions Strong financial analysis skills and the ability to interpret balance sheets, P&L, structuring of loans, securities and financial products or Strong Understanding of Property Transactions, including Property Investment and Development Cash Flow Modelling Excellent interpersonal skills and the ability to communicate effectively with clients and key stakeholders e.g. credit department, Group Lending Services etc. Ability to quickly grasp complex transactions, and ideally have previous 'new to bank' transactional and credit risk experience A tertiary qualification in Accounting, Property/Finance and/or Commerce
If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We're keen to support you with the next step in your career.
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Advertising End Date: 01/05/2024
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