At Shift, we're business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products.
We believe Australian businesses are the driving force behind our economy and the heart of our community. That's why our business expertise, relationship focus, and market-leading technology is at the core of everything we do.
Our unique approach and collaborative culture means you can build your career with support. You'll be joining a diverse team of over 250 people who are always looking to deliver better outcomes for the 25,000+ Australian businesses we've served (and counting!)
Job Description As a Senior Collections Officer, you will negotiate payment plans, manage overdue accounts, assess for legal escalation, and handle financial hardship cases. You'll also oversee accounts in liquidation or bankruptcy, address escalations, and maintain compliance with debt collection laws while collaborating with the team.
What you will be doing: Work directly with customers to negotiate affordable and sustainable payment arrangements that aim to bring overdue accounts back into good standing. Employ skip tracing techniques and tools to locate customers Conduct thorough reviews of accounts, analysing payment histories, previous collection efforts, and current financial status to determine the best course of action for recovery. Assess when accounts should be escalated to external solicitors or collection agencies for legal action. Prepare and present supporting documentation, including payment history, due diligence, and any efforts made to resolve the debt before escalation. Evaluate and manage financial hardship cases, conducting Statements of Financial Position and determining the best solutions for both the customer and the business. Handle administrative tasks related to accounts under liquidation or bankruptcy Be the first point of contact for escalated cases, resolving complex or sensitive customer issues with professionalism and expertise. Collaborate effectively with team members to provide guidance on challenging accounts. Maintain accurate and detailed records of customer interactions, payment plans, and legal processes. Regularly report on account statuses, escalations, and recovery progress to the Collections Manager and Head of Collections. Stay informed of relevant laws and regulations related to debt collection, bankruptcy, and financial hardship to ensure all actions comply with industry standards. Qualifications What you'll bring: 5+ years of experience in collections, ideally within the finance industry. Solid understanding of collections processes Excellent organisational and time-management skills. Ability to manage challenging situations professionally. Strong written skills for documentation and reporting. Analytical skills to assess payment histories and financial data. Attention to detail to ensure accurate records and compliance. Knowledge of government regulations and industry guidelines Additional Information Collaborative teams – a flat structure means everyone can learn from colleagues and senior leaders around the business.
Flexible working environment – we're headquartered in North Sydney with state-based workplaces and offer a flexible work policy.
Family support – industry leading 26 weeks paid parental leave.
Varied workspaces – our office enables areas for collaboration, brainstorming and socialising as well as focus zones.
Wellness focus – grab a healthy breakfast, snacks and if you like keeping active, we have excellent building facilities to support you.
Positive environment – come together with all your colleagues at Sydney HQ every 100 days to set and collaborate on key cross functional business priorities
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